Do I need Insurance for my Home based Business?
Yes! Thousands of self-employed professionals in New Jersey operate a business from home and are often surprised to learn that their renters or homeowners policy does not provide coverage for home based business operations. For instance, if you have business related property in your home that is lost in a fire, then it may not be covered. It’s also important to have business related coverage for your day to day operations as well.
Talk to the New Jersey small business team at the Leigh Agency in Freehold, NJ to review the insurance coverage options available for your New Jersey based home business. We can design a policy package that will provide coverage on and off premises. We have handled many unique types of home businesses and have been able to find a right coverage for all of them!
Reasons to Consider a Home Based Business Insurance Policy:
- Liability against business visitor slip & falls in your home
- Equipment breakdown or theft
- Equipment theft off premises
- Lost income protection
- Professional Errors & Omissions (where available by industry)
Examples of Home Based Business we Can Insure:
- Graphic Designers
- Tailors & Seamstresses
- Writers & Journalists
- And 150 more classes of business
Partnering with the Leigh Agency to acquire the right insurance coverage for your New Jersey home based business can be exceptionally beneficial to you and your business. It can be just the right move to ensure that your business is properly covered as you grow or if your service/product offerings change over time! We represent many insurance companies allowing us to shop for the right insurance coverage to protect your business. If you have any questions at all, feel free to contact us today!