What Qualified Us to be a Trusted Choice Independent Agency

As a trusted independent insurance agency in New Jersey, Leigh Agency has been serving the community for over 30 years. In that time, we have built a reputation for providing reliable, high-quality insurance coverage to our clients. Read on to learn why you can trust us for all your insurance needs.


Extensive Insurance Experience

We have extensive experience in the insurance industry. With 30 years under our belt, we have gained a deep understanding of the insurance market and the various coverage options available. This knowledge allows us to provide advice to our clients, helping them make informed decisions about their insurance needs.

Commitment to Customer Service

In addition to our experience, Leigh Agency is also known for our commitment to customer service. We take the time to listen to our clients, understand your unique insurance needs, and work tirelessly to find the best coverage options to meet those needs. Whether you’re looking for homeowners, auto, or business insurance, Leigh Agency has the knowledge and resources to help you find the right coverage.

A Wide Range of Options

Another reason to choose Leigh Agency is our wide range of insurance options. We offer coverage from a variety of top-rated insurance carriers, giving our clients the ability to choose the policy that best fits their needs. This flexibility is especially important when it comes to finding the right insurance coverage. Everyone has different insurance needs– and no one understands that better than us.


When it comes to finding reliable insurance coverage in New Jersey, Leigh Agency is a trusted choice. With our extensive experience, commitment to customer service, wide range of insurance options, and strong community ties, we are the best choice for all of your insurance needs. Call us today, and we’ll help you find the perfect coverage.

Why It’s Beneficial to Work with Multiple Carriers Instead of One

Independent insurance agencies have built relationships and work with multiple carriers (insurance companies). By doing so, they can provide their clients with a wide range of benefits. Here are just a few.


More Insurance Coverage Options

One of the main benefits of working with multiple carriers is that it allows the agency to offer various insurance options to their clients. By having access to numerous carriers, an agency can provide clients with more choices and tailor the coverage to their specific needs. For example, some unique insurance needs may require multiple policies from different carriers. This would not be an option if a client worked with a captive agent, who can only work with one carrier.

Better Prices

Working with multiple carriers allows an agency to be more competitive in pricing. With access to numerous carriers, an agency can shop for the best rates and pass those savings on to their clients. This benefit typically leads to lower premiums for the client.

Better Customer Service

An underrated benefit of working with multiple insurance carriers is that it leads to better customer service. The agency can work with multiple carriers to find a solution if a client needs to update their policy. This can be especially beneficial if the client has a unique insurance need that a single carrier may not be able to accommodate. Since independent agents have vast experience working with many different insurance carriers, their knowledge of the industry is extensive. More knowledgeable agents mean more answered questions and more confident recommendations for coverage.


Independent insurance agencies that work with multiple carriers, like The Leigh Agency, can provide these great benefits. If you need insurance coverage, call us today. We can help you find the right insurance coverage for all your needs.

Why Work with an Independent Agent for Commercial Auto Insurance

When finding the right commercial auto insurance for your business, working with an independent insurance agent can be the best decision you make. Here are just a few reasons to consider an independent agency.


Way More Options

Independent agents have access to multiple carriers: unlike captive agents who can only offer policies from one insurance company, independent agents work with multiple carriers and can compare quotes to find the best coverage and price for your business.

Customized Coverage

When you work with an independent insurance agent, they can tailor coverage to your specific needs. Every business is unique and has different vehicle insurance needs. An independent agent can help you assess risks and design a policy that fits your business needs and budget.

Save Money

Every business needs to save money where they can. Because independent agents have access to multiple carriers, they can often find policies that offer better coverage at a lower price. They can also review your current coverage to identify any gaps or overlaps and make recommendations to reduce your premiums.

Personalized Service

Unlike big insurance companies, independent agents are often small businesses themselves – so they understand the importance of personalized service. They will take the time to listen to your concerns and work with you to find the right coverage.

Help With the Claims Process

If you need to file an auto insurance claim, an independent agent can be a valuable resource. They can help you understand the claims process and ensure your claim is handled efficiently.


Working with an independent insurance agent for your commercial auto insurance can save you time, money, and stress. If you’re in need of auto coverage, call Leigh Agency. Our team of experienced independent agents can help you find the right auto policy for your business.

Why Work with an Independent Agent for Homeowners Insurance

When shopping for homeowner’s insurance, it’s best to work with an independent insurance agent. Independent agents are not tied to any specific insurance company, which means they have the ability to shop around and find the best coverage at the best price for you. Here are a few reasons you should always work with an independent insurance agent when shopping for homeowner’s insurance.


A Wide Range of Options When Working with an Independent Insurance Agent

Independent agents have access to a wide range of insurance companies and policies. This means they can help you find the coverage that fits your needs. Big insurance companies, on the other hand, may only offer a limited selection of policies.

Independent Insurance Agents Can Save You Money

Independent agents have the freedom to shop around for the best rates, which can help you save money on your homeowner’s insurance. Big-name insurance companies don’t necessarily have the flexibility to negotiate rates. With them, the options are scarce. More options mean more budget-friendly choices.

Personalized Service with an Independent Agent

Independent agents are often small, locally owned businesses, which means they can provide personalized service and attention to your individual needs. The big companies may not be as focused on providing a personalized experience.

Help With Navigating the Claims Process

When you need to file a claim, an independent agent can help you navigate the process and ensure you get the coverage you’re entitled to. If your insurance is through a big company, it sometimes takes hours or even days before you get to talk to someone directly. With an independent agent, they are always there to answer your questions.


If you’re shopping for homeowner’s insurance and want to work with an independent insurance agent, call Leigh Agency. Our experienced independent agents will work with you to find the coverage that best fits your needs and budget. Don’t settle for one-size-fits-all coverage from a big insurance company – call us today and get the personalized service and protection you deserve.

What We Learned in our 33 Years of Business

As an independent insurance agency, we at Leigh Agency have learned a lot about providing insurance over the past 33 years. Here are a few key things we’ve learned during that time.


It’s all about the customer!

At the end of the day, our job is to provide the best possible service to our customers. This means listening to their needs and concerns, answering their questions, and helping them find the coverage that best fits their needs.

Stay knowledgeable!

Insurance can be a complex subject, and it’s our job to stay up to date on the latest policies and coverage options. This way, we can provide our customers with accurate and reliable information to help them make informed decisions. In an ever-evolving industry, we must keep our eyes open and always be ready to learn.

It’s crucial to be responsive!

When our customers have questions or need to file a claim, we know that time is of the essence. That’s why we always strive to be responsive and available to help them as quickly as possible. We pride ourselves on stellar customer service, and that will never change.

We’ll always be honest with you!

Trust is a crucial element of any insurance relationship, and we know that honesty is the best policy. We always strive to be transparent and upfront with our customers, even if it means delivering news they may not want to hear. We will always strive to get you the best policy and coverage for your needs.


If you’re in need of insurance and are looking for a reliable, knowledgeable, and responsive partner, call Leigh Agency. With 33 years of experience in the industry, we have the expertise and dedication to provide you with the best possible service. And we love doing it!

Why Work with an Independent Agent for Renters Insurance

Are you renting a home or apartment? If so, you might think that your landlord’s insurance policy will cover any damage or losses that occur. However, this is not the case. Renters insurance is an important type of insurance that protects you and your personal belongings in case of a covered loss, such as a fire or theft.


Why do you need renter’s insurance?

First and foremost, renter’s insurance can protect you financially. If a covered loss occurs, your policy can help pay for the cost of replacing your belongings, as well as any temporary living expenses you may incur. Items such as your furniture, all your clothing, TV, day to day appliances – all of which become expensive to replace without insurance.

Liability Coverage Included in Renter’s Insurance

In addition to protecting your belongings, renter’s insurance can provide liability coverage. This means that if someone is injured while on your rented property, your insurance policy can help cover any medical bills or legal fees that may result should you be sued. Without renters insurance, you could be personally responsible for paying these costs out of pocket.

Independent Insurance Agents Can Help Find You the Right Renter’s Insurance

While it’s important to have renters insurance, it’s also important to work with the right insurance company or agent. That’s where an independent insurance agent comes in. An independent insurance agent is not tied to any specific insurance company, which means they can shop around and compare policies from multiple companies to find the best coverage for your needs and budget. They are also able to offer a more personalized experience, as they are not bound by the policies and procedures of a larger, national insurance company.


If you need renters insurance, contact Leigh Agency. Our independent agents will be happy to help you find the best policy for your needs. Give us a call today to get started.


Why You Shouldn’t Trust an Online Form to Determine the Coverage You Need

When it comes to shopping for insurance, it’s tempting to turn to the internet for quick and easy quotes. After all, filling out an online form is much simpler than setting up an appointment with an insurance agent, right? Unfortunately, this convenience may come at a cost. While getting a quote online can give you an idea of what you might pay for insurance, it may not necessarily provide you with the coverage you need.


Cookie Cutter Coverage

One of the main issues with relying on online forms for insurance quotes is that they often do not consider all the factors that can affect your coverage and premium. For example, an online form may not ask about any special features or upgrades you’ve made to your home, or about any hobbies or activities that could affect your risk level. As a result, the quote you receive may not accurately reflect your unique needs and circumstances.

Can’t Ask Questions

Online forms may not give you the opportunity to ask questions or clarify any concerns you may have. Working with an insurance agent in person or over the phone allows you to have a more personalized and thorough conversation about your coverage needs. This is where working with an independent insurance agency can be especially beneficial. An independent insurance agent is not tied to any specific insurance company, so they can shop around and compare policies from multiple companies to find the best coverage for your needs and budget. They can also offer a more personalized experience since they are not bound by the policies and procedures of a larger, national insurance company.


Consider working with an independent insurance agency like Leigh Agency. Our agents will be happy to sit down with you and discuss your unique needs and help you find the right policy for you. Give us a call today to get started on your customized insurance quote.


Why Work With An Independent Agent for Business Liability Insurance

Business liability insurance is essential to protect your business from financial losses due to lawsuits or other legal claims. If someone is injured on your property, or if your products or services cause damage or injury, you could be held liable for the resulting costs. This can include medical bills, legal fees, and other expenses. Business liability insurance can help cover these costs, protecting your business from financial ruin in the event of a lawsuit. It is an essential type of coverage for any business, no matter how big or small. Without it, you could be putting your business at risk. When it comes to business liability insurance, working with an independent agent is a better choice than going with a big-name insurance company. Here’s why.


Personalized Service

Independent agents are able to offer personalized service that is tailored to your specific business needs. They will take the time to understand your business and help you find the right coverage that fits your unique needs and budget.

A Wide Range of Options

Independent agents have access to a wide range of insurance options from multiple carriers, which means you have more options to choose from. Big name insurance companies often only offer their own products, which may not be the best fit for your business. You don’t want to be stuck with coverage you don’t need, or a policy that leaves you hanging.

Save Money with an Independent Agent

Independent agents can often help you find the most cost-effective coverage for your business. They have access to a wide range of options and can help you compare rates and coverage. An independent agent can help you stay on budget and get more bang for your buck.


To find an experienced independent insurance agent to help you find the right liability coverage for your business, call Leigh Agency today.


The Most Common Insurance Claims During the Winter

Winter can be a tough season for homeowners, with various potential insurance claims arising from the harsh weather. From slipping on sidewalks to frozen pipes, here are some of the most common winter insurance claims to be aware of.


 Slippery Accidents Caused By Winter Condition

Snow and ice can make sidewalks and driveways slippery, leading to slips and falls. These accidents can result in serious injuries. Insurance can cover you, your family, and anyone else that falls on your property. You may think this is an unlikely scenario, but it’s one of the most common insurance claims in the winter.

Home Damage Due to Winter Weather or Storms

A wide array of damage may happen due to winter weather. For instance, the drop in temperature can cause the water inside pipes to freeze, expand, and break the pipe. This can result in extensive water damage to a home and may require costly repairs. Furthermore, heavy snowfall or strong winds can damage the exterior of your home.

Vehicle Accidents

Winter weather can make roads slippery and lead to more vehicle accidents than in other seasons. If you’re involved in an accident that’s not your fault, the other driver’s insurance should cover the damages. However, if you are the party at fault, your insurance will have to cover the damage to your vehicle, the other vehicles involved, and any injuries.

Winter Fires

Cold weather can lead to an increase in the use of space heaters, fireplaces, and other sources of heat. For this reason, winter fires are more common than you think. It only takes one spark to lead to a house fire.


To ensure you’re adequately covered for the winter season, it’s a good idea to review your insurance policy and make any necessary updates. If you need help determining whether you have the right coverage, we encourage you to call us. Our team of independent agents can help you do just that!

Do You Need Event Insurance for Your Holiday Gatherings?

People often think of insurance for life events like buying a new home or car, but maybe not when throwing a big party or gathering. The truth is that event insurance can be extremely helpful for weddings, large holiday parties, and many other types of events.


What is Event Insurance?

When planning a large holiday gathering like a party or family reunion, you may rent a venue or hire vendors. Many vendors will not offer refunds, no matter your reason for cancellation. If there’s a bad storm, or the out-of-town guests have a canceled or delayed flight, you could be out hundreds or thousands of dollars. This is where event insurance comes in. In some cases, you may find that your venue requires event insurance.

Will my Homeowner’s Insurance Cover my Holiday Gathering?

Will my home insurance cover event issues? Unfortunately, most homeowners’ policies do not offer coverage for problems related to events if it’s not held at home. If you hosted a large holiday gathering at your home and someone tripped and hurt themselves, your homeowner’s policy would likely cover that. However, if you hosted a large holiday gathering at a private venue and did not have event insurance, you may be held monetarily liable for someone’s injury.

How Much Event Insurance Do I Need?

The amount of event insurance coverage you’ll need for your holiday gathering depends on a variety of factors, such as:

  • How many people will be attending
  • The total cost of the event
  • Whether or not you’re serving alcohol


To ensure you have the proper coverage for your holiday gathering, talk to the experienced independent agents at The Leigh Agency. We can make sure you have all the event insurance you need, so you can concentrate on enjoying the holidays with your family and friends.