Do I Need an Umbrella Policy?

At the Leigh Agency, Freehold NJ we are asked this question many times and the very simple answer is YES, because a personal umbrella policy covers you above the liability limits of your auto and homeowners policy in the event you or a member of your household is involved in a major car accident or an accident on property you own.

In addition to the extra liability coverage a personal umbrella policy from the Leigh Agency, Freehold NJ offers, it may also extend coverage for situations that are excluded and not commonly covered by your standard insurance policies.

Situations where an Umbrella Policy Offers Additional Coverage:

  • Auto Accidents
  • Legal fees used in your defense
  • Accidents on your property, at your pool, on recreational vehicles
  • Pain and Suffering Liability lawsuits
  • Slips & falls by visitors to your Home
  • False arrests and Slander
  • Accidents on your boat, or other watercraft

If you have a Personal Umbrella coverage question, please feel free to contact us.

“They are the nicest people, very helpful. I’ve been a customer for over 20 years they always look out for the best deal for your needs. Highly recommend them.”

April M.

The Leigh Agency Insurance
2019-05-30T13:11:10+00:00

April M.

“They are the nicest people, very helpful. I’ve been a customer for over 20 years they always look out for the best deal for your needs. Highly recommend them.”
“I have been dealing with this agency for about two years now - they listen and respond and keep checking to see if they can lower my cost without losing any benefits.”

Michael G.

The Leigh Agency Insurance
2019-05-30T13:21:55+00:00

Michael G.

“I have been dealing with this agency for about two years now - they listen and respond and keep checking to see if they can lower my cost without losing any benefits.”
“The Leigh Agency has come through for us on more than one occasion. We had trouble getting homeowner's when we bought our house and they were able to find us coverage.”

Dina H.

The Leigh Agency Insurance
2019-05-30T13:22:18+00:00

Dina H.

“The Leigh Agency has come through for us on more than one occasion. We had trouble getting homeowner's when we bought our house and they were able to find us coverage.”
“It’s great to have a local office that picks up the phone and you can talk to the same people each time.”

Jacqui K.

The Leigh Agency Insurance
2019-05-30T13:10:28+00:00

Jacqui K.

“It’s great to have a local office that picks up the phone and you can talk to the same people each time.”
“Everyone at the Leigh Agency is extremely professional, courteous, and knowledgeable. I would recommend their services without hesitation.”

Matt. A.

The Leigh Agency Insurance
2019-05-30T13:22:41+00:00

Matt. A.

“Everyone at the Leigh Agency is extremely professional, courteous, and knowledgeable. I would recommend their services without hesitation.”
“You couldn't ask for better service! I use them for all my insurance needs, personal and business and wouldn't think of going anywhere else.”

Joe R.

The Leigh Agency Insurance
2019-05-30T13:23:05+00:00

Joe R.

“You couldn't ask for better service! I use them for all my insurance needs, personal and business and wouldn't think of going anywhere else.”