Do I Need Flood Insurance in New Jersey?
You don’t need to live near a river or on the ocean in New Jersey to be concerned with securing flood insurance for your home, business or investment property.
In NJ we have seen terrible floods from inland storms, melting snow and rivers that historically have never overflowed before. Just a few inches of water can cause major damage to your home and property.
More important than ‘if you will have a flood situation’ is knowing that flood claims are not covered by your homeowners policy!
It doesn’t matter where you live, how the flood was caused and who your insurance company is…..you must have a separate flood insurance policy to get coverage in the event of a flood.
If you are unsure and want solid, clear advice call the Leigh Agency, Freehold NJ. Our team of flood specialists will be glad to assist in answering your flood insurance questions.