Is Workers Compensation Necessary in New Jersey?
At The Leigh Agency, in Freehold NJ, we know that your business depends on the hard work, experience, and dedication of your employees. We also know that sometimes employees can injure themselves in the every-day routine of even the least physically demanding occupations. Accidents do happen, and every business should have workers’ compensation insurance. Should an accident happen, having the right workers' compensation plan from The Leigh Agency, located in Freehold NJ, will ensure that you and your employees are properly covered!
In New Jersey, any business with one or more employees must carry workers’ compensation coverage. Additionally, out-of-state employers might need coverage if they enter into a contract of employment in New Jersey or if any work is performed in New Jersey. This is a common misconception. Some business owners believe that if the employee is from out of state then workers’ comp isn’t needed. This isn’t true!
Workers’ Compensation can allow your business to ensure that the following is covered:
- An injured employee’s medical treatment and/or medical coverage
- Replacement of lost wages from injury related time off
- Lawsuits brought against you or your business by an employee
Workers’ Compensation packages are an important part of a successful business operation, as well as keeping employees covered and should not be skimped on. The team of business-related insurance product professionals at The Leigh Agency can get your business the right coverage. They’ll help you collect all the information you need in order to receive a quote that is not only competitive, but also includes comprehensive coverage. Every business is different, as well as their insurance needs. Because of this, let the experienced agents at The Leigh Agency find the exact type of workers’ comp coverage that your business will need.