As summer comes to a close, it’s time to start thinking about storing your “summer toys” – the boat, the RV, the ATV, or the jet ski. But just because those toys won’t be used in the off season as much, it doesn’t mean that you shouldn’t consider an umbrella policy for them. What…
When you’re seeking an insurance quote, the process of determining the exact figures might seem like a mystery. At Leigh Agency, we value transparency and want our clients to understand our meticulous approach. So, let’s shed some light on how an independent insurance agency like ours crafts a tailored quote for you. Understanding Your…
Having your insurance company stop writing policies in New Jersey can be a stressful experience. However, an independent insurance agent can help. Here’s how independent agents can assist if you find yourself in this situation. Access to Multiple Insurance Companies One of the biggest benefits of working with independent agents is their access to…
In the age of remote work and entrepreneurial spirit, home-based businesses are booming. However, many owners overlook the importance of having the right insurance policy. It’s essential to understand that you need an individualized policy designed for your specific home-based business. Here are just a few reasons why. Homeowners Policy Isn’t Enough A standard…
Navigating the complex landscape of business insurance can be daunting. A critical but often overlooked policy is Errors and Omissions (E & O) Insurance. Understanding what E & O Insurance is and why your business needs it is crucial to ensure comprehensive protection. Understanding E & O Insurance E & O Insurance, also known…
In times of economic uncertainty, it’s natural to look for ways to tighten your budget. One area people often consider cutting back on is insurance coverage. However, based on our 33+ years of experience at Leigh Agency, we strongly advise against this. Here’s why. Increased Risk of Uncovered Losses Insurance policies are designed to…
With homeowners insurance rates rising, managing costs has become a significant concern for many. Here’s where the services of independent insurance agents come into play. Unlike ‘big box’ name brand agents, independent agents can provide tailored solutions to help homeowners navigate these increasing rates effectively. Independent Agents: Your Personal Insurance Shopper Unlike brand-specific agents,…
As we approach hurricane season, it’s so important to be prepared and ensure the safety of you, your family, and your property. Here are essential tips to consider for hurricane preparedness. By thinking ahead, you can minimize risks and be ready when a storm hits. Understand Your Risk The first step in hurricane preparedness…
Grilling is an essential part of many gatherings. But, like any form of cooking, it comes with potential risks. To ensure a safe and enjoyable barbecue experience, here are some important grilling safety tips to keep in mind before throwing on those burgers and hot dogs. Keep Your Grill Clean One of the most…
As a local business owner, it is important to have trust in the Insurance agency you work with. At Leigh Agency, we understand the importance of trust, and that’s why we have built our reputation on it. Our clients trust us because of our expertise and personalized service. Read on to learn why local businesses…