How Independent Insurance Agents Help Homeowners Manage Increasing Rates

How Independent Insurance Agents Help Homeowners Manage Increasing Rates

With homeowners insurance rates rising, managing costs has become a significant concern for many. Here’s where the services of independent insurance agents come into play. Unlike ‘big box’ name brand agents, independent agents can provide tailored solutions to help homeowners navigate these increasing rates effectively.   Independent Agents: Your Personal Insurance Shopper Unlike brand-specific agents,…

What to Look for When Insuring a Second or Rental Home

You probably know that you need an adequate homeowner’s insurance policy to protect yourself and your property if you own a home. But if you own a second home or a rental property, do you know what kind of policy you need? Here’s what to look for in a policy when insuring a second or…

Fall Home Maintenance

With the changing seasons comes different home maintenance chores to keep up with. While it’s customary to do lots of yard work and outdoor maintenance in the spring and summer, don’t forget about the fall. There is still plenty of home maintenance to do when the cooler weather sets in and the leaves begin to…

Understanding the Homeowner’s Insurance Claim Process

In the best-case scenario, you would never need your homeowner’s insurance. But unfortunately, things happen, which is the entire purpose of purchasing a homeowner’s policy. So once something does happen, what do you do? You file a claim, of course. Read on to learn more about the homeowner’s insurance claim process.   Safety First First…

What Is and Isn’t Covered in a Homeowner’s Insurance Policy

Homeowner’s insurance helps provide financial coverage for your home and personal belongings. It consists of different coverages that help you pay for repairs on your home or the replacement of belongings in the event of losses. It also may cover costs if you accidentally damage someone else’s property. Let us take a closer look at…

How to Avoid a Liability Claim on Your Property in the Winter

Now that we are into colder temperatures and icy weather, it is a great time to make sure your property is ready. It is important to maintain your property during the winter months to keep your family safe and avoid others hurting themselves. There are so many claims made in the wintertime. Property damage, injury…

What To Do When You Notice Water Damage In Your Home

Discovering water damage in your home is more than just an inconvenience. It could lead to expensive repairs and possibly unsafe conditions for your family. The important thing to remember is not to panic. Take a deep breath and read on to know what to do when you notice water damage in your home.  …

Review The Deductibles In Your Homeowner’s Policy

Homeowner’s insurance is necessary so you can have peace of mind that unexpected events won’t be financially devastating, and your home can be repaired as soon as possible. In fact, most banks require homeowner’s insurance to secure a loan. However, it’s essential to review your policy before purchasing, so you’re entirely aware of what deductibles…