When you’re seeking an insurance quote, the process of determining the exact figures might seem like a mystery. At Leigh Agency, we value transparency and want our clients to understand our meticulous approach. So, let’s shed some light on how an independent insurance agency like ours crafts a tailored quote for you. Understanding Your…
Having your insurance company stop writing policies in New Jersey can be a stressful experience. However, an independent insurance agent can help. Here’s how independent agents can assist if you find yourself in this situation. Access to Multiple Insurance Companies One of the biggest benefits of working with independent agents is their access to…
In the age of remote work and entrepreneurial spirit, home-based businesses are booming. However, many owners overlook the importance of having the right insurance policy. It’s essential to understand that you need an individualized policy designed for your specific home-based business. Here are just a few reasons why. Homeowners Policy Isn’t Enough A standard…
Navigating the complex landscape of business insurance can be daunting. A critical but often overlooked policy is Errors and Omissions (E & O) Insurance. Understanding what E & O Insurance is and why your business needs it is crucial to ensure comprehensive protection. Understanding E & O Insurance E & O Insurance, also known…
In times of economic uncertainty, it’s natural to look for ways to tighten your budget. One area people often consider cutting back on is insurance coverage. However, based on our 33+ years of experience at Leigh Agency, we strongly advise against this. Here’s why. Increased Risk of Uncovered Losses Insurance policies are designed to…
As we approach hurricane season, it’s so important to be prepared and ensure the safety of you, your family, and your property. Here are essential tips to consider for hurricane preparedness. By thinking ahead, you can minimize risks and be ready when a storm hits. Understand Your Risk The first step in hurricane preparedness…
If you own commercial property, finding the right insurance coverage is crucial. Working with a knowledgeable, independent agent is the best route to take. Independent agencies are not tied to any specific insurance company, which means they can provide you with various options. This allows them to get you the best deal possible since they…
When it comes to purchasing insurance, you have two main options: working with a big-name commercial agency or working with an independent insurance agency. While both types of agencies can provide you with coverage, there are some key differences between the two. Working with an independent agency will give you quotes with many different companies…
Understanding the limits of your insurance coverage is an essential part of being properly protected. Insurance is designed to provide financial protection in the event of a loss, but it’s important to know what is and isn’t covered by your policy. By understanding your coverage limits, you can make sure you have the protection you…
Independent insurance agencies have built relationships and work with multiple carriers (insurance companies). By doing so, they can provide their clients with a wide range of benefits. Here are just a few. More Insurance Coverage Options One of the main benefits of working with multiple carriers is that it allows the agency to offer…