Things You Should Know About Flood Insurance

Things You Should Know About Flood Insurance

You may think you only need flood insurance if you live in an area by the water. You don’t have to live on or by the shore to be in a flood zone. In fact, flood zones are everywhere, including landlocked subdivisions. An estimated 41 million Americans live in flood zones all across the country.…

Your Homeowners Insurance

The year 2020 has caused many of us to transform our homes into offices, schools and more.   Since you and your family are spending more time online, you should consider carrying cyber liability coverage to protect your personal or business information. Many of us took advantage of being home to improve or modify our homes…

Insuring Jewelry and Other Valuables

Whether you have an impressive jewelry collection or just have one or two valuable pieces you want to make sure they are protected in case of the unexpected. Some jewelry might be covered under your homeowners’ policy. But if you own a particularly valuable piece of jewelry, or one that carries very sentimental value, your…

When a Renter Should Call Their Landlord or Insurance Company

When you rent an apartment or a home, it is essential to purchase renter’s insurance. If something happens to the property itself, that is the landlord’s responsibility. However, if something happens to your personal belongings inside the building, your landlord is usually not liable. Here are some examples of when you should contact either your…

What Is and Isn’t Covered in a Homeowner’s Insurance Policy

Homeowner’s insurance helps provide financial coverage for your home and personal belongings. It consists of different coverages that help you pay for repairs on your home or the replacement of belongings in the event of losses. It also may cover costs if you accidentally damage someone else’s property. Let us take a closer look at…

How to Properly Care For Your Motorcycle in the Winter

Just because you are not riding your motorcycle much in the colder weather, does not mean you can just park it in the garage and ignore it. It requires yearlong care if you want it to be in tip-top shape when you are ready to ride. Here are some tips on how to properly care…

Why Every Business Should Carry Liability Insurance

If you own a business, then you know the amount of responsibility and risk of running a successful operation. Part of these responsibilities is carrying an adequate amount of insurance. It can be overwhelming to decide what kind of coverage is best for your business. Let us take a look at why you should have…

How to Avoid a Liability Claim on Your Property in the Winter

Now that we are into colder temperatures and icy weather, it is a great time to make sure your property is ready. It is important to maintain your property during the winter months to keep your family safe and avoid others hurting themselves. There are so many claims made in the wintertime. Property damage, injury…