New Jersey Specific Insurance Needs That are Often Overlooked

As a resident of New Jersey, it’s essential to have the right insurance coverage to protect yourself and your assets. While most people are aware of the standard insurance policies, such as home and auto insurance, there are several overlooked insurance needs that can be specific to residents of New Jersey. Here are some and why they’re important.

Flood Insurance in New Jersey

New Jersey residents are no strangers to floods. However, standard homeowner’s insurance policies typically do not cover flood damage. Purchasing flood insurance can protect your home and personal property when an unexpected flood hits.

Umbrella Insurance for New Jersey Residents

If you’re sued for damages that exceed the limits of your primary insurance policy, umbrella insurance can fill in that gap. We all have assets that we do need to protect. An independent insurance agent can help find the best umbrella insurance policy for you.

Cyber Insurance in New Jersey

In today’s digital age, cyber-attacks are happening more and more often. Cyber insurance can help protect your business in a data breach or other cyber-attack. Without it, you could be left in a lurch in a very vulnerable time.

Jewelry Insurance

Sometimes your most valuable jewelry is not covered by your homeowner’s policy. We all have jewelry and valuables that seem irreplaceable, and it would be devastating to lose them to theft or some other unexpected event. An independent agent can help ensure all your valuable jewelry has the appropriate coverage.


Don’t overlook these essential insurance needs if you live in New Jersey. Contact Leigh Agency to work with an experienced independent insurance agent who can help you find the right coverage for your needs. Our team is committed to providing personalized service and finding the best policies at competitive rates. Don’t wait until it’s too late – contact us today.