Why You Shouldn’t Trust an Online Form to Determine the Coverage You Need

When it comes to shopping for insurance, it’s tempting to turn to the internet for quick and easy quotes. After all, filling out an online form is much simpler than setting up an appointment with an insurance agent, right? Unfortunately, this convenience may come at a cost. While getting a quote online can give you an idea of what you might pay for insurance, it may not necessarily provide you with the coverage you need.


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One of the main issues with relying on online forms for insurance quotes is that they often do not consider all the factors that can affect your coverage and premium. For example, an online form may not ask about any special features or upgrades you’ve made to your home, or about any hobbies or activities that could affect your risk level. As a result, the quote you receive may not accurately reflect your unique needs and circumstances.

Can’t Ask Questions

Online forms may not give you the opportunity to ask questions or clarify any concerns you may have. Working with an insurance agent in person or over the phone allows you to have a more personalized and thorough conversation about your coverage needs. This is where working with an independent insurance agency can be especially beneficial. An independent insurance agent is not tied to any specific insurance company, so they can shop around and compare policies from multiple companies to find the best coverage for your needs and budget. They can also offer a more personalized experience since they are not bound by the policies and procedures of a larger, national insurance company.


Consider working with an independent insurance agency like Leigh Agency. Our agents will be happy to sit down with you and discuss your unique needs and help you find the right policy for you. Give us a call today to get started on your customized insurance quote.