Your Homeowners Insurance

The year 2020 has caused many of us to transform our homes into offices, schools and more.   Since you and your family are spending more time online, you should consider carrying cyber liability coverage to protect your personal or business information.

Many of us took advantage of being home to improve or modify our homes to accommodate our new circumstances.  Do you need to update your homeowners coverages?  Did you turn a garage or basement into an office or schoolroom?  Did you put an addition on your home?  Did you remodel a kitchen or bathroom?  Did you add a pool?  Did the value of your home increase because of these or because home values in your area increased?

With all the home remodeling going on and the national catastrophes, the cost of labor and materials has increased.  That means that in case of a loss it will cost more to repair the damage so make sure your policy has replacement cost coverage.

If you serve on any boards as a volunteer or paid member, make sure that organization carries a Directors & Officers insurance policy.

These are some of the things you should discuss with your insurance agent to make sure you have the right coverages for your protection.  Call the Leigh Agency today and let us help you have peace of mind.