Car accidents can be incredibly scary, and sometimes it’s hard to think straight after experiencing something so traumatic. However, if you’re not hurt, it is important to do certain things soon after being involved in any collision.
Before you worry about anything else, first check yourself and your passengers to ensure there are no injuries. If anyone is hurt, call 911 immediately. If no one is hurt and can move safely, get yourself and your passengers out of the vehicle and move to a safe spot.
Even if there is no serious damage to any vehicles involved, you still need to file a police report. In fact, in some states, it’s legally required. You’ll also need a copy of the police report if you plan on filing an insurance claim. When explaining the accident to officers, try to be as detailed as possible.
Exchange Information with the Other Driver
After you’ve concluded that everyone is safe and they’ve been checked by emergency personnel if needed, it’s time to exchange info. This is what you’ll need from the other driver before leaving the scene of the accident:
- Full name and contact info
- Insurance company and policy number
- Driver’s License number and License Plate number
- Model, make, and color of any other vehicle involved in the accident
Pictures, Pictures, Pictures
Pictures are vitally important when piecing together the details of an accident. Take pictures with your smartphone of:
- Your vehicle from all angles
- The other vehicle from all angles
- Closeups of vehicle damage
- Injuries of anyone involved
- Damage to the road, street signs, or anything else at the accident scene
When you’ve done the above, it’s time to call your insurance company. The agent will make sure they have all the information they need to file your claim. Drive safe!