Why Pet Sitters and Pet Walkers Need Insurance

Pet walking and pet sitting businesses have been booming for the last decade. Technological advances are partially responsible for this boom. Obtaining credentials and posting services online through pet sitter directories has made it easier than ever to start a business and build a client base. Being able to set your own hours and pricing while hanging out with cute animals all day is also incredibly appealing! However, owning a pet sitting business isn’t always a walk in the park. These business owners can still be faced with incidents such as theft, property damage, lawsuits, and more. This is why it’s important to consider a home business insurance policy.


Liability Insurance for Pet Walkers and Pet Sitters

Animals can be unpredictable. Even the most well-trained dog could accidentally cause property damage or bodily injury. For that reason, pet walkers and pet sitters need to carry liability insurance. It’s not legally required for businesses of these types to have liability insurance, but it is extremely risky to operate without it. Depending on the policy and coverage, a general liability insurance policy can cover:

  • Repair costs to damaged property of client
  • Medical payments due to bodily injury to pet
  • Legal fees in the event of a lawsuit

Common Activities Covered by This Insurance Policy

 It’s important to understand what specific services it covers and why it’s important to have one for your pet walking/sitting business. Here are some activities that will be covered by this policy:

  • Pet Sitting at The Customer’s Home
  • Pet Walking, Feed, Exercise, Caring for Animals of Client
  • Poop Scooping Services Associated With Sitting or Walking
  • Transportation of Pets


Protecting any business with an insurance policy is always important. However, it’s even more crucial when dealing with unpredictable animals! Not sure what type of coverage you need? Call Leigh Agency today to get your pet walking or pet sitting business covered!