Why You Should Review Your Full Portfolio of Personal Insurance Regularly

Personal insurance protects you and your family against financial losses. As your life evolves and grows, so will your insurance needs. Here’s what you need to know about personal lines of insurance and why you should review them regularly.


What is a Personal Line of Insurance?

A personal line of insurance refers to the class of coverage that protects you from financial loss. These lines of insurance protect both individuals and their families. Just one unexpected event, like a car accident or flood, could put someone in a significant amount of debt. A personal line of insurance would help protect against this. Some examples of personal lines of insurance are:

  • homeowners’ insurance
  • valuable articles insurance
  • car insurance
  • renters’ insurance
  • motorcycle insurance
  • umbrella insurance
  • flood insurance

Why should you review your personal insurance coverage regularly?

Changes to your insurance coverage will need to be made as things change in your life. For instance, you may get a job promotion, prompting you to buy more assets. Whether these assets are new homes, vehicles, jewelry, etc. – they will need to be insured. Another example of a change requiring more insurance coverage is starting a family. Updating your insurance to accommodate a growing family will help you worry less as a new parent. Regardless of the many types of changes you’ll experience throughout life, a professional insurance agent will be able to review all your personal lines of insurance to confirm you have adequate coverage. If you work with an independent insurance agent, they will have access to multiple providers so that you can get the best value for your needs.


Ready to review your personal insurance coverage? Give Leigh Agency a call today. Our experienced agents can make sure you have the right coverage for you and your family.