Many people have experienced the frustrating realization that their appliance suddenly broke right after the manufacturer’s warranty ended. If you have experienced this, you probably wished that you had some insurance coverage to pay for the repair or replacement of the appliance. Most standard homeowner’s policies won’t cover you in this situation, but you can…
A fire pit is a great addition to any backyard. It adds a focal point and a functional area for friends and family to gather and enjoy the outdoors. But it’s important to keep safety in mind while having any sort of fire on your property. Here are some safety tips for backyard fire pits.…
With the changing seasons comes different home maintenance chores to keep up with. While it’s customary to do lots of yard work and outdoor maintenance in the spring and summer, don’t forget about the fall. There is still plenty of home maintenance to do when the cooler weather sets in and the leaves begin to…
One of the best things about living in the Eastern United States is that we get to experience each of the four seasons in all their splendor. When it comes to the beauty of the seasons, it’s hard to beat the colors of fall. Although autumn has plenty to offer right here in New Jersey,…
As the leaves begin to change and the cooler weather sets in, there are many great fall activities to take advantage of in the area. Whether you want to plan a romantic day trip with your partner or an outside activity with the entire family, you’re sure to find the perfect autumn outing. Read on…
Now that school is back in session, it’s time to be extra careful driving, especially in school zones. We’ve gotten used to quiet streets and sidewalks this last year or so, but it’s time to wake up our senses and get back into alert mode. Kids will be out and about walking to and from…
Service line failure can lead to unexpected losses that you may not be prepared for. These losses are not typically covered under a standard homeowner’s insurance policy. Homeowners insurance can help cover some of the costs, but the coverage does not include service lines in most cases. So, what’s the best option? Consider adding Service…
No matter how careful you are, accidents can happen. If an accident occurs and you were the cause, your hard-earned assets could be at risk. The cost of the property damage or injuries you may have caused to other parties could exceed the limits of your insurance policies. In fact, this is not uncommon at…
In the best-case scenario, you would never need your homeowner’s insurance. But unfortunately, things happen, which is the entire purpose of purchasing a homeowner’s policy. So once something does happen, what do you do? You file a claim, of course. Read on to learn more about the homeowner’s insurance claim process. Safety First First…
Owning a car is a big responsibility. You have the cost of the vehicle, maintenance, and insurance – which can all add up. But if your car breaks down and needs a repair, is that covered in your insurance policy? Read on to find out. When Your Car Insurance Covers Repairs If you’re involved…