Leigh Agency was founded in Freehold in 1990. Although there have been a lot of changes in our town, county, and state over the last 30+ years – you can still count on us for all your insurance needs. We’ve watched the local area grow and have been lucky enough to help residents find quality insurance coverage along the way.

Independent Insurance Agents in Monmouth County, New Jersey

As Monmouth County and New Jersey have changed, so have the insurance needs of our clients. New residential areas have popped up over the years with new construction. More residents opened small businesses with the development of new strip malls and commercial spaces. Restoring beautiful downtown areas became more prevalent throughout the state, as buildings were renovated and new businesses moved in. More families from neighboring states moved to New Jersey as many of the schools were updated and revamped. The community grew and prospered, and we were so excited to be a part of it all.

Why You Should Shop for Insurance in Monmouth County, New Jersey with Leigh Agency

While a lot has changed around us over the years, our dedication to our customers has not. We are a Trusted Choice, independent agency that fully understands the insurance needs of local residents. You are never just a policy number to us – we remember your name and unique insurance needs. Since our agents are independent, they can shop around multiple insurance companies to find you the best policies and prices. We have been developing connections and relationships in the industry for decades. No one knows the insurance needs of New Jersey residents and businesses like us!

If you’re looking for a local insurance agency with decades of experience in New Jersey, then look no further! Give us a call today, and let us find the personal or business coverage you need.

Purchasing new insurance policies can be overwhelming. There are so many insurance companies and so many options. How do you know you’re getting the best deal for the coverage you need? That’s where independent insurance agents come in.

What is an Independent Insurance Agent?

Instead of working for one large insurance company, an independent insurance agent has access to several companies. This allows them to shop around to get the best price for the policy you, your family, or your business may need. Furthermore, independent insurance agents have lots of knowledge and experience in their local areas. They have an in-depth understanding of the insurance needs of local community members.

The Benefits of Working with an Independent Insurance Agent

When shopping around for insurance policies, one insurance company can only give you a limited amount of options and pricing. However, an independent insurance agent can shop around with many different insurance companies. If you have complex needs, you’re more likely to find the best deal when several companies are at your disposal. Your independent insurance agent can check quotes for multiple policies from multiple companies at the same time, getting you the best price possible. A captive agent (one that only works with one insurance company) can only provide a lower price by reducing the amount of coverage.

Can you still bundle your insurance policies with an independent agent?

Bundling your insurance policies is a great way to save money on your coverage. But can you still bundle your insurance policies with an independent agent? Yes! Independent agents are still able to bundle your policies and save you money. In some cases, they can even bundle your policies if they’re through different companies.

Are you ready to work with an independent insurance agent to get the best deal on your policies? Give Leigh Agency a call today to begin the process.

In today’s world, it’s essential to have adequate insurance coverage– and not just for your home and car! Insurance is crucial to cover all the things of value you own, as well as yourself and your family. When you need several policies for proper coverage, it’s hard to know where to begin. That’s why you should let an independent insurance agent do the shopping for you!

What is an independent insurance agent?

There are two types of insurance agents – captive and independent. Captive agents can only provide coverage options from the one insurance company they work for. However, independent agents can shop around for coverage options from many different insurance companies.

What are the benefits of an independent insurance agent?

The main benefit of working with an independent agent is that you will more than likely get better pricing than with a captive agent for the coverage you need. They work for you and have access to shop around for many different policies from different insurance companies. Another great benefit is that independent insurance agents have local knowledge within the industry. If you have complex insurance needs or own a business, an independent insurance agent can provide customized service to your needs and location.

Why you should let an independent insurance agent do your insurance shopping.

When it comes to shopping for insurance policies, no one has the flexibility of an independent insurance agent. They can shop around for you, finding the best deals through the best companies. In addition, they have a great understanding of local insurance requirements. They will keep this knowledge in mind when shopping for the best coverage for your specific needs.

Ready to let an independent insurance agent do the shopping for you? Contact Leigh Agency today to find the best insurance deals for you, your family, or your business. They have over 30 years of experience with shopping for their clients!

Life comes with constant change. Because of this, you should periodically review your insurance policies to ensure you’re getting the best coverage for your needs. Regardless of who your current policy is with right now, you should review it with an independent agent.

What is the difference between a captive insurance agent and an independent agent?

A captive insurance agent can only get you coverage from the one insurance company they work with. In comparison, an independent insurance agent has access to multiple insurance carriers. This means you only need to work with one agent for almost all your insurance coverage. The one agent you work with will likely be more familiar with your neighborhood and insurance requirements than a captive agent. Furthermore, this one-on-one relationship will allow you to communicate your total insurance needs for a lifetime. Captive agents tend to not have time for that kind of relationship and instruct customers to fill out forms to determine the right coverage for them.

Why should I review my insurance policy with an independent agent soon?

You may not even realize that your current insurance policies are no longer relevant or sufficient to your needs. An independent agent can review all your existing policies and ensure they’re up to date. Then, if more specific coverage is necessary, they can work with many different insurance providers to get the best deal. An independent agent has the experience and expertise to get the right insurance for your needs. Also, this is an excellent time of year to review your policies! It’s always good to get into a habit of reviewing your policies towards the end of the year. Also, summer is a very popular time to buy new houses, cars, boats, and other large purchases.

Ready to review your insurance policies with an independent insurance agent? Give Leigh Agency a call today!

There are so many large insurance companies to choose from. However, when you purchase insurance through a big corporation, you may miss out on the advantages of working with an independent insurance agent. Here’s how working with an independent insurance agent can save you time and money.

Prompt Customer Service

Getting a human on the phone can be difficult when you work with a large insurance company. You call the customer service number, press various numbers, and get transferred to many different automated voices. When you work with an independent insurance agent, you have a much better opportunity to talk to a real person. Most of the time, you’ll even be able to get questions answered within hours. With a large insurance company, you could be waiting days for a return call or email. Superior customer service saves you so much time when dealing with insurance claims.

Personalized Insurance Policy Reviews

Unlike large insurance companies with sales quotas to fill, an independent insurance agent has your needs in mind and can get you coverage from many different companies. They’re much better suited to talk to you about your personal needs and sort through many different options to get you the proper coverage. These reviews will help identify the adequate coverage you need to ensure you aren’t paying too much. Furthermore, they can shop around for this adequate coverage to get you the best rate possible.

Easy Coverage Changes

If your life is changing, your insurance needs are changing as well. When you work with an independent insurance agent, they’ll be more in tune with your changing needs and alert you when you need to update your insurance policy. This could save you a lot of money in the long run. If you don’t update your policy when necessary, then you may not have the right amount of coverage and could be forced to pay for losses on your own.

Ready to save time and money with an independent insurance agent? Give Leigh Agency a call today!

Did you know two types of insurance agents sell policies? There are captive agents and independent agents. There is a significant difference between the two. However, it is much more beneficial to work with an independent agent. Here are just a few reasons why!

You Get A Choice

Captive agents can only work with and provide quotes from one insurance provider. Because of this limitation, you won’t know if there is another provider that can give you the same coverage for a better price. This is precisely what an independent agent can do. They can get quotes from many different providers to make sure you have the opportunity to choose the best price for the correct amount of coverage.

Work With One Agent For All Your Insurance Needs

The captive agent’s insurance company may not offer all the policies you need. This would force you to contact additional insurance agents. However, independent agents can provide their clients with many different insurance products.

They Are Local

Independent agents typically focus their efforts locally. This not only helps them to understand the insurance needs of the local community, but they also tend to be very involved with it! You will know immediately that you are working with someone who cares just as much about your neighborhood as you do!

You Get The Advice You’re Looking For

Independent agents will genuinely listen to your situation and advise you on your needed coverage. They do this because a simple online form is not enough to know exactly what policy you’ll need to be appropriately covered.

You Can Rely on Them for A Lifetime

Independent agents will have your best interest in mind throughout your life changes. You can rely on them when you move, start a business, get married, renovate your home, have children, etc.

Ready to work with an independent insurance agent? Give Leigh Agency a call today!